Finance ThatWorks for You
Get pre-approved before you shop. We compare rates from 30+ lenders to find the best deal for your situation.
30+ Lenders Working for You
We partner with major banks, credit unions, and specialist lenders to secure you the best rates and terms.
Smarter Car Finance
Don't settle for your bank's rate. We shop around so you don't have to.
Competitive Rates
Access to multiple lenders means we find the best rate for your situation—often better than banks.
Fast Pre-Approval
Know your budget before you shop. Pre-approval usually takes 24-48 hours.
No Pressure Process
Take your time to decide. Our initial assessment is obligation-free—only proceed when you're ready.
Flexible Terms
From 1 to 7 year terms with options for balloon payments to reduce your repayments.
Calculate Your Repayments
Use our calculator to estimate your car loan repayments. Adjust the sliders to see how different amounts, rates, and terms affect your payments.
Adjust Your Loan
Your Estimated Repayments
This calculator provides estimates only. Actual rates and repayments may vary based on your credit assessment and lender terms.
How Car Finance Works
Quick Assessment
Tell us about your situation—income, employment, and what you're looking to borrow.
We Find Options
We compare rates from our panel of lenders and present the best options for you.
Get Pre-Approved
Once you choose, we submit your application and get you pre-approved—usually within 48 hours.
Shop With Confidence
Know exactly what you can spend. When you find your car, settlement is fast.
Ready to Get Pre-Approved?
Fill out the form and we'll be in touch to discuss your finance options. Our initial assessment won't affect your credit score.
What Happens Next?
- →We'll review your details within 2 hours
- →Get matched with suitable lenders from our panel
- →Receive pre-approval typically within 48 hours
Get Your Finance Pre-Approved
Tell us about your situation and we'll find the best options.
Finance for Every Situation
Car Finance FAQs
Common questions about car finance.
We work with a range of lenders, from prime to specialist. Even if you've had credit issues in the past, we may be able to help. The best way to find out is to have a chat with us—it won't affect your credit score.
Related Questions:
This depends on your income, expenses, and credit history. As a rough guide, most lenders will consider up to about 15-20% of your gross annual income for car repayments. We'll give you a realistic figure based on your situation.
Related Questions:
Our finance service is free to you. We're paid a commission by the lender when your loan settles. This doesn't affect your rate—lenders pay us the same regardless of which product you choose.
Related Questions:
Yes! Self-employed applicants are welcome. You'll typically need 2 years of ABN registration and some financial documents. We have lenders who specialise in self-employed borrowers.
Related Questions:
Generally: proof of ID (licence), proof of income (payslips or tax returns), and bank statements. We'll let you know exactly what's needed based on your situation and the lender's requirements.
Related Questions:
Yes, if you're paying too much on an existing car loan, we can often find a better deal. We'll compare your current rate and let you know if refinancing makes sense for you.
Related Questions:
Still have questions?
Our team is here to help. Get in touch and we'll get back to you within 24 hours.